Enlighten Financial Solutions - Mortgage Brokers Australia Finance options

FAQs

Yes we certainly can! We have many clients based all over Australia that we work with and can certainly achieve exactly the same results.

We are brokers that don’t charge a fee. Zero! We are paid a commission directly from the bank after your loan settles and NO, this is not worked into the loan amount. All we ask in return is that you tell all your lovely family and friends about us so we can help them with their finance needs too!

Yes! 100% it is possible. 40% of our clients are single applicants so it is definitely achievable. It all depends on borrowing capacity which is something we will work shop with you.

Looking for a home loan provider is time-consuming and often stressful. If you want an idea from different lenders about your options, you have to apply with each lender, fill out applications for each lender, undergo a credit check and supply all your documents.

Working with a broker, you complete a fact find, provide some documents and let the broker get to work investigating your options. Brokers have access to a wide range of lenders so they can easily compare rates and find loans with the features and policies that you may require or request. The broker may even get preferred rates from some lenders due to broker channel pricing. At Enlighten Financial Solutions we monitor your home loan long term after settlement. Something a bank will not necessarily do of their own accord! 

Home buyers can enter the property market with as little as 5% deposit. Our team are open to discussing the options available to you based on your savings position to help you enter the property market sooner!

Working with our team you can be sure all your property costs will be included as part of your final loan structure. These include, legal fees, lender frees, state fees and mortgage transfer fees.
LMI is an insurance policy that borrowers are required to pay if they a contributing less than a 20% deposit without the help of a government scheme or guarantor. The purpose of LMI is to protect the lender from financial loss if the borrower can’t afford to meet their home loan repayments.
A pre-approval gives our clients certainty of the maximum property price they can achieve, a clear understanding of the state fees and charges associated with the purchase, and most importantly full confidence when house hunting and making offers! We know which lender’s offer pre-approvals so you can begin house hunting sooner!
As part of our fact find process we will request your most recent payslips, current bank statements for everyday expenses, savings and liabilities, identification, address and employment history as well as property information. All this important data is used to give you the most accurate and best results when completing our analysis.

Get in Touch

Please reach out and contact us if you have questions you’d like to go over.