Enlighten Financial Solutions - Mortgage Brokers Australia Finance options

Coming out of a Low, Fixed Rate Home Loan

We’re sure you are aware, interest rates have risen. They are actually returning to normal levels after record low rates for the past few of years but that still doesn’t make people feel comfortable if they know their low fixed rate home loan is due to expire soon. For all of our exisiting clients with […]

Guarantor Loans are Very Popular

Saving for a house deposit can be a daunting task and if you’re paying rent while you are trying to save, it can really feel like an uphill battle. While you are trying to save as diligently as you can, house prices may start to go up again and you may already be feeling uneasy […]

Asset, Personal and Commercial Finance

Asset finance and how we can help you buy a car, ute, caravan, build a fence, business assets like trucks, machinery and much more! We’ve always had the ability to help our clients buy cars and other assets but until recently, the access to lenders was minimal and the process to be honest, was cumbersome […]

Refinancing and Debt Consolidation

Refinancing is a very common occurrence and talked about widely but the term “debt consolidation” seems to make many people feel embarrassed when they should actually be proud. We quite often help clients refinance their home loan and will include a debt consolidation at the same time. Anything from a car loan, credit card debt, […]

Important Tips for First Home Buyers

We love working with First Home Buyers and often coach our clients for a while to help them prepare to buy. We won’t turn you away and tell you to come back when you’re ready! If you’re working towards buying your first home, you want to be 100% confident about your direction. Have you had […]

Reasons to Refinance Your Home Loan

There are several reasons why it might be beneficial to refinance your home: Secure a lower interest rate: If you can lock in a lower interest rate on your mortgage, you can save thousands of dollars in interest payments over the life of the loan. To shorten the loan term: By shortening the loan term, […]

A Higher Credit Score is Actually a Good Thing!

Did you know that depending on the credit reporting agency, your score could be anywhere between zero and either 1,000 or 1,200. A higher score is actually a good thing and means the lender will consider you less risky. The higher your score is, the to easier it will be for you to have access […]

Did You Know we Work With Clients all over Australia?

Being based in Melbourne we have a wonderful client base all over Victoria, but did you know we can also work with anyone in Australia? We’ve helped many people all over the country buy their first home, refinance, build houses, purchase land and even buy investment properties. Most of our clients come to us via […]

Buy First or Sell First?

A great and very important question. This is something we will talk about in great detail with you. We’ve helped many of our clients achieve this outcome, and even though it can be a bit of a juggle, it really is fantastic when it all falls into place. The team you will need behind you: […]

5 Costs You Need to Consider Before Buying a Property in Australia

Mortgage Brokers Melbourne - Enlighten Financial Solutions

1. Deposit of between 0-20% depending on your individual circumstances. 2. Stamp Duty. This amount is dependent on the state you live in, and how much the property is worth. First home buyers do receive a concession and this varies from state to state too. 3. Purchase costs including building and pest inspections, legal fees, […]