Buying your first home, a new home or an investment property are all reasons to seek the advice of an experienced mortgage broker. If your'e looking for refinance or debt consolidation options then you've found the right brokers here. We have many clients who are self employed or not quite the right fit for mainstream lenders. We help you find the perfect lender for your individual needs, meeting your short term, medium and long term goals. There is always a solution in our eyes!
We specialise in personalised customer service and are 100% solution focused when it comes to our clients individual needs. We're professionals that assist with residential owner occupied or investment home loan lending, construction finance as well as asset and personal finance. We're refinance specialists and assist with debt consolidation. We have a real love for first home buyers too!
I thrive on making extraordinary changes in people's lives. I'm passionate about education and focus on ensuring our clients have an amazing experience whilst achieving their goals! Developing long term relationships with clients and helping them work towards different goal posts in their lives is such a rewarding feeling, and an important part of why I have created the business model that I have.
Founder & Director of Enlighten Financial Solutions - 0417 369 689
Dip FS (FMBM) - Diploma of Finance & Mortgage Broker Management
MFAA Accredited Credit Advisor 436086
Authorised Credit Representative 506167 of BLSSA Pty Ltd ACN 117 651 760 (ACL 391237)
I love the process of analysing and reviewing our clients finances to help them discover possible solutions and options for the goals they are working towards. Helping people work towards their goals, especially saving them money, is something I find so rewarding!
Senior Mortgage Broker - 0411 486 997
Dip FS (FMBM) - Diploma of Finance & Mortgage Broker Management
MFAA Finance Broker 359835
Authorised Credit Representative 535214 of BLSSA Pty Ltd ACN 117 651 760 (ACL 391237)
It might not be as hard as you think to get your foot in the door with your first home purchase! Working with us you will learn about:
There's never been more opportunities available to help first home buyers than there are now. Let's get the conversation started!
We can help you investigate and achieve many outcomes with a creative refinance.
Our access to valuations helps you determine the value of your home.
Which lender is the best to place your application with is a big decision and we help every step of the way.
You may have an asset you want to buy or need a personal loan for a variety of reasons.
What ever it is, we've got the solution!
Personal loans are unsecured and can be for a variety of reasons:
We use a variety of resources to help determine the best options to help you achieve your goal.
Guarantor loans are popular, especially for first home buyers who may not have a big enough deposit to buy a house, but do have the borrowing capacity to service a loan.
These types of loans are structured in such a way that the loan is secured by both the property you are buying and the property owned by the guarantor. We make it a priority to help release the guarantors title as soon as it is possible.
We’ve helped many singles and couples over the years purchase established homes, vacant land, new homes and even build homes with guarantor loan structures. It has never been more popular than it is now!
Owning your own home feels like a massive achievement and with a little hard work and planning, you could also own an investment property!
We've helped many of our clients achieve the purchase of an investment property and can assist you work towards that goal too.
We have access to property reports which will help you determine how the property you like is performing compared to similar ones in the area.
We work closely with great Real Estate Agents, Conveyancers and Accountants who are also important people involved in your investment property purchase.
Many people are choosing to complete major renovations to their homes rather than buying a new home. It can be so rewarding and and such a creative experience.
Concentrating on improving an existing property is preferred by many and is often achieved by an equity release. Renovating is a popular way to increase the value of a home:
Construction loans are still very popular. We've helped many clients facilitate the build of their dream home.
We are a little different than other mortgage brokers out there. Our business model is built on the idea that long term relationships can be made and held. This is something that we pride ourselves on and ensure we cultivate. Once your first goal is met, our services don’t stop there! We want to be on the journey for your short term and long term goals.
Kylie and Sam have very different backgrounds in their life paths and how they came to be mortgage brokers, but their shared passion is the same. To make an impact in peoples lives and help them achieve amazing things!
The whole loan process, mortgage talk and all the other stuff that comes along with finance can be daunting. You don’t know what you don’t know and we love educating our clients through the entire process. You will never be left in the dark! From the initial call, through application stage, settlement and beyond, you will always know we have your best interest in mind so you'll never receive any surprises in changes with your home loan.
Our first home buyers love our coaching style. We teach them about every step of the process, even how to bid at auction and place strong offers on properties. We make them feel empowered and confident about their decisions.
When our clients are working towards purchasing an investment property there are often many steps that need to be covered and processes put in place before they are ready. We specialise in this and really get excited by a great game plan!
We're also fabulous connectors and can introduce our clients to a variety of other professionals that they may need. An amazing conveyancer, real estate agent, building and pest inspector, artists, landscapers and fabulous tradesmen.
Overall we make sure our clients are prepared. We will never tell you to go away and come back when you're ready. We'll help you prepare so you are!
If you'd like to talk to us about how we can help you get things moving then click the link below.
Let's start the process and book a call!
It’s never too early to contact us regarding your financial goals! We aim to work with our clients from the very first meeting to help you reach your goals. This is the perfect opportunity to discuss with us what you would like to achieve, whether it be to purchase an established property, refinance your current home loan or consolidate debt, purchase an investment property, or to purchase land and build a new home. Once all your information is provided to us, we can complete a comprehensive analysis of your individual circumstances and discuss with you your borrowing potential including your options for suitable finance providers. If you aren’t quite where you need to be yet, we will help you set up steps and work with you to get you there!
Once you are ready to apply for your loan and focused on what you want to achieve, you can rest assured you are in safe hands! We take care of all the hard work of researching the best loan for you. After intensive research to refine down the most suited bank to meet your goals, we can discuss with you your options and then work with you to submit your application. After application, we communicate on your behalf with the bank throughout the entire process. You'll receive regular updates and we will continually track the progress of your application directly with the bank.
Our services continue long after your loan is finalised. We are committed to reviewing your home loan regularly, because over time as your needs change, so do your home loan needs. We ensure that your home loan is always the one most suited to you during all of life’s stages. We also help people achieve their long term goals of investment property acquisition.
Please reach out and contact us if you have questions you'd like to go over.
Yes we certainly can! We have many clients based all over Australia that we work with and can certainly achieve exactly the same results.
We are brokers that don't charge a fee. Zero! We are paid a commission directly from the bank after your loan settles and NO, this is not worked into the loan amount. All we ask in return is that you tell all your lovely family and friends about us so we can help them with their finance needs too!
Yes! 100% it is possible. 40% of our clients are single applicants so it is definitely achievable. It all depends on borrowing capacity which is something we will work shop with you.
Monday - Friday: 9am - 6pm
Saturday: 10am - 2pm